Retirement planning is about designing the future you want when you stop working. It’s never too soon to start!
It’s as exciting as it is daunting, and it’s hard to know whether you’re doing enough. You’ve worked hard over the years, but you don’t see yourself doing that forever. You’ve got big goals and aspirations to achieve.
Perhaps you’re thinking about moving to a part-time role, consultancy, or even full retirement; perhaps sooner rather than later. But where to start?
Now is the perfect time to begin putting a strategy in place so that you can envision your future more clearly. Our clients who are planning for retirement often wonder:
“Am I saving enough for my retirement?”
“When can I expect to stop working?”
“What will my retirement look like?”
No matter your questions, we can help answer them:
- We’ll get to you know you and discuss your goals for retirement: what sort of lifestyle you want to enjoy, what specific goals you want to achieve and when you’d like to stop working.
- We’ll analyse your existing situation in line with your goals; including your existing pensions, savings and any investments.
- We’ll recommend any changes that will help you to achieve the things you want to with the money you have.
- We’ll work with you through to retirement and beyond to ensure you stay on the right path.
Planning for retirement – Dave and Sarah
Their goals were to…
- Plan for their family’s future
- Organise their finances and understand their pension, protection and investment policies better
- Undertake a home renovation without having to borrow
Investments Carry Risk
The value of your investment (and any income from them) can go down as well as up and you may not get back the full amount you invested.
“James is a warm and friendly adviser with a very professional manner. He guided us through our retirement options in a straightforward way. We now feel much more confident. I would definitely recommend James.”
Clients since 2019
“James has relieved me of the burden of attempting to manage my own portfolio. We have seen highly acceptable returns, with minimal effort required on our part. I would be glad to recommend James' services.”
Clients since 2014
“James has been very supportive and helpful in explaining the financial options open to me. He is very approachable, has a friendly, professional manner, and is always very accommodating. He is always reliable and punctual.”
A client since 2015
“James provided a thorough overview of our financial situation, including how to achieve what we wanted to. We can't fault anything with James. He is very knowledgeable and sets things out in an easy to understand manner.”
Clients since 2013
“Pensions can be a minefield; I hadn’t got any idea of anything! James guided me through the process. He didn’t sugarcoat as some advisers do. He spoke to me like a real person. Very knowledgeable.”
A client since 2015
“James presented all my retirement options in a clear, jargon-free manner and put me at ease with his professional, friendly approach. I don't think there's much that he could have done any better short of acquiring a crystal ball!”
A client since 2015
“I had sold my house and didn’t know what to do with the money. I’m definitely very satisfied with the advice James gave me and continues to give me. I trust his advice implicitly and feel quite safe in the decisions we have made.”
A client since 2014
“James clearly explained our options, talked us through the processes, never talked down to us, and was very encouraging and positive. As a result, we have been able to retire earlier than we first thought.”
Clients since 2019
“James answered all our questions (we had a lot!). He’s approachable and easy to work with. Before talking to James, we had estimated an outcome. After working with him, we have a much better outcome than we ever expected. Excellent.”
Clients since 2019